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When you need a quick and easy refinance of your home or investment property, try FirstRateLending.com.
Our customers have said that our speed of processing, knowledgeable staff and aggressive programs set us apart from our competition
# Why refinance?
# Refinance Issues to Review
# Evaluate Your Assets
# Deciding to Refinance
# Cash Out Refinance
# Will Paying Points Affect My Rate?
# Refinance Expenses
# Your Second Refinance
# Converting Your ARM to a Fixed Rate
# Refinance and Taxes
These are just a few benefits of refinancing and taking advantage of the record breaking low interest rates.
EVALUATE YOUR ASSETSSaving money is important to many consumers in today's economy and refinancing your home loan is one way you can lower your monthly payments.
A careful analysis combined with the advice of your mortgage broker will ensure that you make the right decision.
The costs associated with refinancing are similar to those of obtaining an original home loan and include legal fees, application fees, settlement costs, and other related fees.
When refinancing, additional fees will arise and they can include a fee charged if you paid off your original mortgage early, the points associated with the refinance, and the home loan interest rate.
Typically the cost runs between three and six percent of the total amount of the home loan. However, many mortgage brokers can offer zero point loans and low-cost refinancing.
Therefore, even if your rate change is less than one percentage point, you may be able to save some money by refinancing.
Contact your home loan advisor to discuss the various costs and laws governing the fees charged by mortgage companies and the potential savings you can enjoy.
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