|WE PROVIDE FINANCIAL SOLUTIONS INSTEAD OF LOANS YOU DON'T NEED|
When you need a quick and easy refinance of your home or investment property, try FirstRateLending.com.
Our customers have said that our speed of processing, knowledgeable staff and aggressive programs set us apart from our competition
# Why refinance?
# Refinance Issues to Review
# Evaluate Your Assets
# Deciding to Refinance
# Cash Out Refinance
# Will Paying Points Affect My Rate?
# Refinance Expenses
# Your Second Refinance
# Converting Your ARM to a Fixed Rate
# Refinance and Taxes
These are just a few benefits of refinancing and taking advantage of the record breaking low interest rates.
REFINANCE ISSUES TO REVIEWThere are many things to consider when refinancing your home loan.
The fees associated with refinancing can add up quickly so, many mortgage companies will waive fees associated with refinancing applications and legal fees.
This fee reduction can amount to large savings for the home owner but may result in a slightly higher percentage rate than expected.
It is important to talk about your loan options with your loan officer.
Additionally, the amount of time you plan to spend in your home will impact your decision to refinance.
Many mortgage lenders will allow home owners who expect to live in their home for a minimum of three to five years to pay "points" and closing costs upfront.
This option ensures the home owner obtains the lowest percentage rate available.
EASY TWO STEPS QUICK APPLICATION FORM